PLDT lauds ‘unbreakable spirit’ of PH enterprises amid challenging times

Image
The COVID-19 pandemic has presented immense challenges to industries around the world. With mobility restrictions in place, business owners had to rethink their operations and adjust to navigate the uncertainties in the new normal. Although some companies were able to adapt and seamlessly shift to the new norm, the process was not easy with many struggling with financial losses and temporary business closures. A survey from the Asian Development Bank (ADB) released September last year reported that the Philippine economy experienced the worst impacts of the pandemic. The Philippines logged the highest number of business closures and layoffs among its peers in Southeast Asia. Despite that, Jovy Hernandez, ePLDT President & CEO and SVP and Head of PLDT & Smart Enterprise and International Business Groups, said that resilience is one of the core values that helped businesses conquer the challenges of the pandemic. This ‘unbreakable spirit’ of enterprises allowed them to embr

Talking About Home Loans

Knowing which home loan to choose is not always easy. Homebuyers who research various types of loans likely know of loans that may suit their need. Because there are many loan options, it may be useful to work with a mortgage broker.

Some homebuyers choose to obtain financing from a credit union, bank or mortgage company. However, these lenders provide traditional financing, and rarely offer loans for people with credit problems.Image result for home credit loans

Comparing home loans is an important step that should not be overlooked. With this said, brokers provide a valuable service that saves time. Online mortgage brokers will locate at least three suitable loans. Brokers email loan offers to the homebuyer. Upon receipt of the offers, buyers must make a side-by-side comparison and pick the best loan offer and some also tries to help you avoidbad credit loans in Tampa.

Types of Home Loans Available

Fortunately, there is a multitude of home loans available. Thus, it is possible for practically anyone to obtain a mortgage regardless of credit. Several lenders specialize in bad credit mortgages. In this case, lenders approve loans to individuals with credit scores as low as 500. Those with low credit scores may also qualify for a “no credit score home loan.”

Furthermore, there are different home loans that involve zero money down. Also termed 100% financing, these loans are offered to good credit and bad credit applicants. In some instances, homebuyers may also acquire 103% and 107% financing.

Other home loan options include “no doc” home loans and stated income loans. Loans of this sort generally require a decent credit rating.

Applying for a Home Loan with Online Broker

Because of the variety of home loans, it would help to use a mortgage broker. Brokers are ideal because they can provide additional knowledge on the types of loans a homeowner can obtain. Once a homebuyer has decided on a particular loan type, the broker’s responsibility entails locating the best loan package.

Applying with an online broker is very simple. Homebuyers complete a quote request with a broker, and the broker matches the buyer with several potential lenders. Lenders will provide a quote, which includes loans terms, interest rate, closing costs, monthly payments, etc.




Comments

Popular posts from this blog

Florante at Laura, in the new age of theater.

Obra Ni Juan. Theater Review.

ANI 41: Lakbay Online Book Discussion This June 5