Stronger as Juan: United response to the COVID-19 crisis

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  Over a year since the onset of the COVID-19 pandemic, the country continues to grapple with the challenges, which include the imposed quarantines and limiting of movements. Throughout this critical time, countless individuals and organizations have worked together and volunteered to provide support to those who needed it the most.   Among these is the Philippines’ leading carrier, Cebu Pacific, which is celebrating its 25 th anniversary this year. Driven by its mission and purpose, CEB immediately answered the call to join other partners in mounting extensive relief and humanitarian efforts towards helping those affected by the pandemic. Truly, the collective spirit of bayanihan shone through, and Cebu Pacific sincerely thanks its partners who went above and beyond the call of duty at an undeniably difficult time. Aiding in the transport of much-needed supplies The lockdowns resulted in restricted movements across cities and provinces, which then posed quite a challenge in ens

Self-Employed Equity Loans: An Introduction

Are you self-employed and wish to apply for an equity loan? Then you'll go through a process that's a little different to what most borrowers go through.

Lending institutions usually require that the you provide at least three "proof-of-income" receipts. Hence, self-employed individuals seeking would be pleased to know that there are many online brokers who offer many different types of loans including self-employed loans that don't require you to provide proof of income.

Most of the lenders require those who are employed to provide written proof of employment, which includes tax returns as well as check stubs.

The general rule is that self-employed borrowers must have worked for two or more years to qualify for a loan. Some home equity lenders contact the employer to confirm if you're working, but this is not possible if you're self-employed.

Instead you may be asked to provide audited accounts or a letter form your accountant as proof that you have been conducting a business.

There are many lenders who make it convenient for self-employed individuals to acquire a home equity loan, given that that there are so many self-employed people around.

Among the incentives offered are competitive rates to help you get ahead of the game. Here is some good advice. If you're a small business owner and you wish to apply for a home equity loan for self-employed loan, provide all the details to the agent where you hope to get a loan.

The lender will look at your details and scan the market for loans that cater to the self-employed. Very few lenders will offer the self-employed personal loans that relate to mortgage loans.

Loans available to the self-employed are usually limited $5000 cash. However, having looked at your details the lender may feel that you business has potential warranting special consideration. Hence, the lender may help you find a way to increase your income.


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