PPO stages virtual pocket performance on july 23

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THE Philippine Philharmonic Orchestra stages its next series of online concerts billed as The PPO Spotlight: Virtual Pocket Performances to be streamed on July 23, 2021 at 8pm, Friday through the Cultural Center of the Philippines’ Website. Program for the July 23 concert, which focuses on Indie and Alternative music, features the following pieces such as WITH A SMILE by ERASERHEADS to be played by Ayesa Cruz (Violin), Madeline Jane Banta (Harp); TADHANA by UP DHARMA DOWN (arr. Naldy Rodriguez) to be performed by Ma. Angelica Uson (Violin), Herrick Ortiz (Cello); HALIK NI HUDAS by WOLFGANG (arr. Glenn Aquias) to be interpreted by Giancarlo Gonzales (Cello); SALAMAT by THE DAWN (arr. Theodore Amper) to be rendered by Christian Tan (Violin), Jose Carlo Tuazon (Violin), Rey Casey Concepcion (Viola), Giuseppe Andre Diestro (Cello), Vincent Dela Cruz (Contrabass); and HARANA by ERIC YAPTANGCO to be played by Brass & Percussion section with Abner Cruz (E. Bass). The PPO Online Poc

To Rent, To Own- that's the big question

 

If you’re starting a family or just wanting to invest in something that will give you a huge ROI in the future, stay with me as I will reveal the pros and cons of renting and owning a home.

 Let’s face it, acquiring a house is a dream for most families with regular incomes. However, it can be overwhelming and confusing but let me help you make your mind at ease before you step a huge step in your life.

There are many things that you should consider before owning or renting your first-ever property. One of the things you should consider is the taxes, maintenance, personal expenses, and if you will be using the property as your investment. 

 Do you think it's time?

In some countries, it has not been a custom to move out from their parents' home when they reached a certain age but there will be a time when they should be moving out. Do you think you have already reached that point?

Let’s face it whether you will be moving out, there might be a huge possibility that you will be staying away from your family. Homesickness can be terrifying but if you’re looking for growth and you want to be independent then it’s time for you to acquire a property. 

 Am I financially capable?

Given that we are in the middle of a pandemic and all incomes are at stake, you may also want to take advantage of this matter “Can I pay the monthly dues if I will be renting?” or “Could I shoulder my house maintenance if there will be needed to repair?” But if you have the courage to invest in a real estate property such as a house and lot, be prepared with your finances. Use this free online mortgage calculator so you have an idea of the scenario you will be facing in the future with regards to the monthly mortgage and interests that come along with owning a property.

Owning your very first home is one of the best investments you could make because of the benefits it’ll be giving you in the future. As we all know the value of property increases over time. So if you’re going to use your home as an investment whether you will be renting it or selling it in the future - it’ll be beneficial to your wealth. 

Meanwhile, renting a home will give you no ownership but with lesser responsibility. You can come and go as you please. Moreover, it’ll save you more money with the maintenance costs since most of the time it’ll be shouldered by the owner. 

How’s my lifestyle?

One of the most common reasons why single people rent is because it’s near to their workplace. Moreover, they can save more money as they can split the rent and find roommates to live with them. 

However, you cannot decide what you wanted to do with the property you will be renting. Remember, you are not the owner. Whatever you want to do with the place, you should inform the owner first and that includes the people who will be staying or any customization or repair you will be doing in the house.

On the contrary, if you will be owning your own home, you can decide what you want to do with your property. So you can let people in and out, customize your house whatever you want. 

Bear in mind these reminders before buying or renting so you could find a place that will really offer you comfort and peace of mind at the end of the day.

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