As per Bangko Sentral ng Pilipinas, only 48% of Filipinos
are into saving money thru bank or kept in their house, the rest of the said
percentage have many issues why they don’t consider putting their hard earn
money in a bank. The said data is considered the lowest in the whole South East
Asian region.
Among the reasons of this are the requirements needed in
opening an account, not all have two government issued ID’s, the bank locations
mostly in commercial spaces are hard to find, the que and the time you will
spend in filling up forms and depositing money in a bank branch is a waste of
your productive day, plus the reality that most banks are requiring high
initial deposit, the maintaining balance is unlikeable to many that for some
reason you will be surprised your money is gone due this policy.
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| Sen. Franciz Escuedero |
Last February 28, 2019 in New World Hotel Makati, Cebuana
Lhuiller, the country’s largest micro financial institution launch their micro
savings program to cater for Filipinos to easily open their bank account for as
low as P50 with no dormancy and maintaining balance, this is in line with BSP’s
call for financial inclusion of unbanked Filipinos No More movement, it was tag
as the #KayaNa by Cebuana Lhuillier
According to Senator Franciz Escudero, the senate
committee chairman on banking call this initiative as a good move towards helping
Filipino achieve in life, he emphasize that we should give importance on
putting our money in banks, one advantages of that is getting approval for any
loans, especially if you want to open a business of your own and needing capital.
Escudero serve as the keynote speaker of the said event.
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| Dr. Alvin Ang |
Cebuana Lhuillier Micro Savings is available in their
2,500 branches nationwide, all you have to do is go the nearest one and apply,
just bring one (1) valid government ID and the initial deposit of P50. Make
sure you also have the Cebuana 24K card as pre-requisite in opening an account.
Again there is no dormancy, no issue in maintaining
balance and its fast and it will be confirm tru SMS, the card you will receive
can be use also in some partners ATM for any transaction, you could also
monitor your account status tru Cebuana Apps and can use in any online
banking needs.
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| Pia Bernadette Tayag |
The launching of Cebuana Lhuillier Micro Savings
Financial Inclusion forum is also attended by Pia Bernadette Tayag of Bangko
Sentral ng Pilipinas, Director Dr. Alvin Ang of Ateneo De Manila Center for
Economic Research and Development. Tayag
on her talks explain that only 23% of adult Filipinos have formal bank
accounts, and 40% of that belongs to National Capital Region.
Ang discusses that most Filipinos are experts in spending
money, but they don’t keep records of their expenses, one thing for sure is
they know how much and what to buy when they have money.
For inquiries and more detail about #KayaNa you may
contact CARES Team at
cebuanacares@pjlhuillier.com
or visit Cebuana Lhuillier’s Facebook page, you may send SMS to the following
numbers 0917.812.2737 (Globe and Viber), 0918.812.2737 (smart) or call the
following hotlines (02) 779-9800 (PLDT) and (02) 759-9800 (Globelines)
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