Top 3 Employers in Memphis, TN

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  The city of Memphis is home to things of all shapes and sizes. This diversity means that there are plenty of companies to go along with. These employers are always looking for people to hire for the jobs they’re offering. Who are these employers/companies you ask? You can look all around the city to find them, but the top three to look at are FedEx, AutoZone, and St. Jude Children's Research Hospital. Jobs and their demand can be big factors in determining where you live in the area. Memphis houses for sale can also affect where you stay. FedEx   FedEx is one of the largest companies in the world for logistics. They’ve got over 200,000 employees and six million vehicles! The company is huge and continues to grow every day. Of course, more growth leads to a demand for employees that can keep up with FedEx’s expansion. Not only will you have a well-paying job with FedEx, you’ll also have the opportunity to make someone’s day better. Imagine this, you’re dropping off that Christmas

Self-Employed Equity Loans: An Introduction

Are you self-employed and wish to apply for an equity loan? Then you'll go through a process that's a little different to what most borrowers go through.

Lending institutions usually require that the you provide at least three "proof-of-income" receipts. Hence, self-employed individuals seeking would be pleased to know that there are many online brokers who offer many different types of loans including self-employed loans that don't require you to provide proof of income.

Most of the lenders require those who are employed to provide written proof of employment, which includes tax returns as well as check stubs.

The general rule is that self-employed borrowers must have worked for two or more years to qualify for a loan. Some home equity lenders contact the employer to confirm if you're working, but this is not possible if you're self-employed.

Instead you may be asked to provide audited accounts or a letter form your accountant as proof that you have been conducting a business.

There are many lenders who make it convenient for self-employed individuals to acquire a home equity loan, given that that there are so many self-employed people around.

Among the incentives offered are competitive rates to help you get ahead of the game. Here is some good advice. If you're a small business owner and you wish to apply for a home equity loan for self-employed loan, provide all the details to the agent where you hope to get a loan.

The lender will look at your details and scan the market for loans that cater to the self-employed. Very few lenders will offer the self-employed personal loans that relate to mortgage loans.

Loans available to the self-employed are usually limited $5000 cash. However, having looked at your details the lender may feel that you business has potential warranting special consideration. Hence, the lender may help you find a way to increase your income.


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